If you’ve signed a lease in New York City recently, there’s a good chance renters insurance showed up as a requirement somewhere in the fine print — and if it didn’t, you’ve probably still wondered whether you actually need it. Between packed apartment buildings, older housing stock, and a citywide theft rate that’s higher than … Read more
Car insurance premiums have climbed steadily over the past few years, and if your renewal notice landed with a number that made you do a double take, you’re far from alone. The frustrating part is that most people are paying more than they need to, not because they’re bad drivers or high-risk customers, but because … Read more
If you’ve ever gotten a motorcycle insurance quote and thought, “wait, why is this so much more than my car policy?” — you’re not alone. Riders ask that question constantly, and the honest answer is that bikes carry different risks than cars, and insurers price for that reality. But that doesn’t mean you’re stuck overpaying … Read more
Motorcycle accidents in Michigan don’t play by the same rules as car accidents, even though both fall under the state’s no-fault insurance system. Motorcycles aren’t legally classified as “motor vehicles” under Michigan’s no-fault law, which creates a genuinely different set of insurance requirements, helmet rules, and liability standards than what applies to drivers. If you’ve … Read more
Most car insurance still runs on a decades-old model: pay for six or twelve months upfront, whether you drive every day or barely touch your car. Hugo Insurance built its entire business around challenging that assumption. Instead of a traditional policy term, Hugo lets drivers buy coverage in small chunks — as short as three … Read more
Most people insure their car, their home, and their health without a second thought, yet skip insuring the thing that pays for all of it: their income. Disability insurance fills that gap, replacing a portion of your paycheck if an injury or illness keeps you from working. It’s one of the most overlooked forms of … Read more
Michigan is one of the trickiest states in the country when it comes to car insurance. It’s the last true no-fault insurance state, its minimum coverage requirements are more complex than almost anywhere else, and its rates have historically ranked among the highest in the nation. If you’re a Michigan driver — or moving to … Read more
Why People Get Confused About International Travel Insurance Most people don’t think about travel insurance until something goes wrong — a flight gets cancelled, a bag disappears, or someone gets sick halfway through a trip abroad. By then, it’s too late to buy coverage for that trip, and the questions start: What would have actually … Read more
Why “Best” Depends on Your Trip, Not Just the Provider Search for the best international travel insurance and you’ll get dozens of “top 10” lists, most ranking the same handful of household names in a different order. The truth is less tidy: there isn’t one best provider, there’s a best plan for your specific trip, … Read more
If a fire, storm, or burst pipe shut your business down tomorrow, could you keep paying rent, payroll, and your loan payments while repairs happen? For most small business owners, the honest answer is no — and that’s exactly the gap business income insurance is built to close. This coverage is one of the most … Read more
July 24, 2026
binveer@rootinsurance.net
July 20, 2026
binveer@rootinsurance.net
July 20, 2026
binveer@rootinsurance.net